Call reports 2021
FIRST STATE BANK OF THE OZARKS — 2021
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,827,000 | 192,461,000 | 208,319,000 | 215,006,000 |
| Total loans | 133,277,000 | 124,407,000 | 111,822,000 | 135,759,000 |
| Allowance for loan losses | 1,486,000 | 1,198,000 | 1,298,000 | 1,374,000 |
| Securities available for sale | 27,389,000 | 28,149,000 | 36,633,000 | 34,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,603,000 | 166,661,000 | 185,306,000 | 194,644,000 |
| Interest-bearing deposits | 106,949,000 | 109,541,000 | 110,667,000 | 115,260,000 |
| Noninterest-bearing deposits | 65,654,000 | 57,120,000 | 74,639,000 | 79,384,000 |
| Equity capital | 14,867,000 | 15,008,000 | 15,220,000 | 15,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,518,000 | 5,359,000 | 7,141,000 |
| Interest expense | 133,000 | 261,000 | 390,000 | 514,000 |
| Net interest income | 1,668,000 | 3,257,000 | 4,969,000 | 6,627,000 |
| Noninterest income | 203,000 | 408,000 | 694,000 | 943,000 |
| Noninterest expense | 1,236,000 | 2,530,000 | 3,928,000 | 5,283,000 |
| Provision for loan losses | 75,000 | 150,000 | 250,000 | 325,000 |
| Pretax income | 560,000 | 985,000 | 1,485,000 | 1,962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 560,000 | 985,000 | 1,485,000 | 1,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,254,000 | 15,274,000 | 15,400,000 | 15,556,000 |
| Total capital | 16,740,000 | 16,472,000 | 16,698,000 | 16,930,000 |
| Risk-weighted assets | 132,698,000 | 125,200,000 | 120,952,000 | 144,577,000 |
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