Call reports 2020
FIRST STATE BANK OF THE OZARKS — 2020
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 167,374,000 | 175,820,000 | 180,514,000 | 185,961,000 |
| Total loans | 118,842,000 | 123,485,000 | 129,130,000 | 126,160,000 |
| Allowance for loan losses | 1,232,000 | 1,279,000 | 1,305,000 | 1,411,000 |
| Securities available for sale | 16,002,000 | 16,412,000 | 20,568,000 | 22,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,624,000 | 155,144,000 | 160,077,000 | 163,026,000 |
| Interest-bearing deposits | 95,483,000 | 100,492,000 | 97,758,000 | 99,565,000 |
| Noninterest-bearing deposits | 53,141,000 | 54,652,000 | 62,319,000 | 63,461,000 |
| Equity capital | 14,524,000 | 15,181,000 | 14,867,000 | 14,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,935,000 | 5,754,000 | 7,622,000 |
| Interest expense | 242,000 | 462,000 | 761,000 | 913,000 |
| Net interest income | 1,599,000 | 3,473,000 | 4,993,000 | 6,709,000 |
| Noninterest income | 194,000 | 359,000 | 541,000 | 807,000 |
| Noninterest expense | 1,397,000 | 2,716,000 | 4,017,000 | 5,379,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 250,000 |
| Pretax income | 435,000 | 1,080,000 | 1,619,000 | 2,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 1,080,000 | 1,619,000 | 2,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,691,000 | 14,961,000 | 15,025,000 | 15,069,000 |
| Total capital | 15,923,000 | 16,240,000 | 16,330,000 | 16,480,000 |
| Risk-weighted assets | 133,178,000 | 130,335,000 | 125,398,000 | 123,662,000 |