Call reports 2019
FIRST STATE BANK OF THE OZARKS — 2019
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,415,000 | 166,784,000 | 152,829,000 | 154,941,000 |
| Total loans | 113,719,000 | 110,247,000 | 112,360,000 | 122,275,000 |
| Allowance for loan losses | 1,160,000 | 1,257,000 | 1,189,000 | 1,241,000 |
| Securities available for sale | 27,923,000 | 20,219,000 | 10,607,000 | 10,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,230,000 | 148,838,000 | 134,514,000 | 136,716,000 |
| Interest-bearing deposits | 99,027,000 | 100,567,000 | 92,007,000 | 88,382,000 |
| Noninterest-bearing deposits | 56,203,000 | 48,271,000 | 42,507,000 | 48,334,000 |
| Equity capital | 13,707,000 | 14,212,000 | 14,410,000 | 14,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,828,000 | 5,698,000 | 7,546,000 |
| Interest expense | 272,000 | 574,000 | 887,000 | 1,152,000 |
| Net interest income | 1,624,000 | 3,254,000 | 4,811,000 | 6,394,000 |
| Noninterest income | 209,000 | 414,000 | 606,000 | 856,000 |
| Noninterest expense | 1,324,000 | 2,713,000 | 4,029,000 | 5,361,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 250,000 |
| Pretax income | 410,000 | 813,000 | 1,385,000 | 1,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 410,000 | 813,000 | 1,385,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,405,000 | 14,358,000 | 14,556,000 | 14,631,000 |
| Total capital | 15,565,000 | 15,615,000 | 15,745,000 | 15,872,000 |
| Risk-weighted assets | 123,647,000 | 119,671,000 | 118,183,000 | 129,386,000 |
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