Call reports 2018
FIRST STATE BANK OF THE OZARKS — 2018
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,790,000 | 159,708,000 | 164,733,000 | 161,644,000 |
| Total loans | 116,963,000 | 110,629,000 | 117,356,000 | 117,134,000 |
| Allowance for loan losses | 939,000 | 927,000 | 983,000 | 1,060,000 |
| Securities available for sale | 31,167,000 | 27,848,000 | 27,539,000 | 27,591,000 |
| Securities held to maturity | 416,000 | 376,000 | 355,000 | 329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,609,000 | 143,905,000 | 148,214,000 | 145,088,000 |
| Interest-bearing deposits | 94,163,000 | 90,502,000 | 91,359,000 | 94,430,000 |
| Noninterest-bearing deposits | 53,446,000 | 53,403,000 | 56,855,000 | 50,658,000 |
| Equity capital | 12,795,000 | 12,644,000 | 13,054,000 | 13,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,576,000 | 5,580,000 | 7,487,000 |
| Interest expense | 164,000 | 331,000 | 523,000 | 761,000 |
| Net interest income | 1,615,000 | 3,245,000 | 5,057,000 | 6,726,000 |
| Noninterest income | 197,000 | 391,000 | 593,000 | 839,000 |
| Noninterest expense | 1,251,000 | 2,527,000 | 3,839,000 | 5,136,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 551,000 | 1,072,000 | 1,688,000 | 2,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,072,000 | 1,688,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,337,000 | 14,127,000 | 14,568,000 | 14,445,000 |
| Total capital | 15,276,000 | 15,054,000 | 15,551,000 | 15,505,000 |
| Risk-weighted assets | 129,787,000 | 123,500,000 | 127,493,000 | 124,707,000 |
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