Call reports 2017
FIRST STATE BANK OF THE OZARKS — 2017
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,370,000 | 191,020,000 | 178,199,000 | 172,722,000 |
| Total loans | 88,791,000 | 92,207,000 | 113,785,000 | 120,174,000 |
| Allowance for loan losses | 1,094,000 | 1,013,000 | 1,014,000 | 1,000,000 |
| Securities available for sale | 41,915,000 | 41,160,000 | 36,968,000 | 31,923,000 |
| Securities held to maturity | 580,000 | 552,000 | 523,000 | 432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,600,000 | 175,468,000 | 162,304,000 | 156,355,000 |
| Interest-bearing deposits | 100,538,000 | 98,033,000 | 95,402,000 | 94,755,000 |
| Noninterest-bearing deposits | 52,062,000 | 77,435,000 | 66,902,000 | 61,600,000 |
| Equity capital | 11,759,000 | 12,525,000 | 12,777,000 | 13,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,181,000 | 4,849,000 | 6,673,000 |
| Interest expense | 176,000 | 351,000 | 518,000 | 682,000 |
| Net interest income | 1,388,000 | 2,830,000 | 4,331,000 | 5,991,000 |
| Noninterest income | 183,000 | 385,000 | 616,000 | 815,000 |
| Noninterest expense | 1,165,000 | 2,323,000 | 3,528,000 | 4,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 406,000 | 907,000 | 1,418,000 | 1,869,000 |
| Income tax | -12,000 | -12,000 | -12,000 | -12,000 |
| Net income | 418,000 | 919,000 | 1,430,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,858,000 | 13,715,000 | 13,948,000 | 14,260,000 |
| Total capital | 14,952,000 | 14,728,000 | 14,962,000 | 15,260,000 |
| Risk-weighted assets | 101,498,000 | 110,013,000 | 125,897,000 | 131,161,000 |