Call reports 2016
FIRST STATE BANK OF THE OZARKS — 2016
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 170,026,000 | 170,629,000 | 162,212,000 | 167,360,000 |
| Total loans | 91,944,000 | 91,695,000 | 90,814,000 | 93,298,000 |
| Allowance for loan losses | 1,155,000 | 1,155,000 | 1,156,000 | 1,097,000 |
| Securities available for sale | 26,690,000 | 35,287,000 | 44,740,000 | 42,468,000 |
| Securities held to maturity | 631,000 | 617,000 | 611,000 | 585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,307,000 | 154,108,000 | 146,037,000 | 152,962,000 |
| Interest-bearing deposits | 100,101,000 | 98,186,000 | 97,230,000 | 98,134,000 |
| Noninterest-bearing deposits | 53,206,000 | 55,922,000 | 48,807,000 | 54,828,000 |
| Equity capital | 13,968,000 | 13,766,000 | 13,467,000 | 11,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,129,000 | 4,693,000 | 6,260,000 |
| Interest expense | 184,000 | 368,000 | 551,000 | 730,000 |
| Net interest income | 1,396,000 | 2,761,000 | 4,142,000 | 5,530,000 |
| Noninterest income | 482,000 | 675,000 | 857,000 | 1,041,000 |
| Noninterest expense | 1,193,000 | 2,340,000 | 3,559,000 | 4,758,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 799,000 | 1,318,000 | 1,817,000 | 2,199,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 798,000 | 1,317,000 | 1,816,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,051,000 | 13,763,000 | 13,906,000 | 13,828,000 |
| Total capital | 15,206,000 | 14,918,000 | 15,062,000 | 14,925,000 |
| Risk-weighted assets | 104,117,000 | 108,041,000 | 108,533,000 | 107,495,000 |