Call reports 2015
FIRST STATE BANK OF THE OZARKS — 2015
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,942,000 | 188,148,000 | 171,002,000 | 166,697,000 |
| Total loans | 93,751,000 | 94,375,000 | 92,863,000 | 94,714,000 |
| Allowance for loan losses | 949,000 | 943,000 | 1,362,000 | 1,106,000 |
| Securities available for sale | 25,993,000 | 36,042,000 | 38,645,000 | 41,879,000 |
| Securities held to maturity | 763,000 | 715,000 | 689,000 | 648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,209,000 | 172,275,000 | 155,053,000 | 150,157,000 |
| Interest-bearing deposits | 103,533,000 | 99,772,000 | 97,700,000 | 97,478,000 |
| Noninterest-bearing deposits | 56,676,000 | 72,503,000 | 57,353,000 | 52,679,000 |
| Equity capital | 13,052,000 | 12,937,000 | 13,044,000 | 13,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,060,000 | 4,634,000 | 6,227,000 |
| Interest expense | 227,000 | 450,000 | 642,000 | 830,000 |
| Net interest income | 1,304,000 | 2,610,000 | 3,992,000 | 5,397,000 |
| Noninterest income | 176,000 | 364,000 | 567,000 | 757,000 |
| Noninterest expense | 1,115,000 | 2,206,000 | 3,368,000 | 4,537,000 |
| Provision for loan losses | 0 | 0 | 415,000 | 415,000 |
| Pretax income | 391,000 | 793,000 | 846,000 | 1,306,000 |
| Income tax | 0 | 11,000 | 14,000 | 18,000 |
| Net income | 391,000 | 782,000 | 832,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,517,000 | 13,758,000 | 13,509,000 | 13,964,000 |
| Total capital | 14,466,000 | 14,701,000 | 14,867,000 | 15,070,000 |
| Risk-weighted assets | 107,866,000 | 112,163,000 | 108,638,000 | 110,427,000 |