Call reports 2006
FIRST STATE BANK OF THE OZARKS — 2006
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 129,064,000 | 131,250,000 | 130,894,000 | 154,103,000 |
| Total loans | 64,391,000 | 64,513,000 | 66,704,000 | 66,945,000 |
| Allowance for loan losses | 1,097,000 | 1,069,000 | 1,097,000 | 931,000 |
| Securities available for sale | 47,281,000 | 50,886,000 | 49,763,000 | 49,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,516,000 | 113,258,000 | 109,147,000 | 131,914,000 |
| Interest-bearing deposits | 87,545,000 | 88,693,000 | 84,634,000 | 107,593,000 |
| Noninterest-bearing deposits | 22,971,000 | 24,565,000 | 24,513,000 | 24,321,000 |
| Equity capital | 11,386,000 | 11,273,000 | 12,104,000 | 12,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 3,953,000 | 6,085,000 | 8,152,000 |
| Interest expense | 683,000 | 1,425,000 | 2,215,000 | 3,083,000 |
| Net interest income | 1,290,000 | 2,528,000 | 3,870,000 | 5,069,000 |
| Noninterest income | 219,000 | 446,000 | 696,000 | 1,043,000 |
| Noninterest expense | 1,050,000 | 2,160,000 | 3,169,000 | 4,219,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 138,000 |
| Pretax income | 459,000 | 751,000 | 1,267,000 | 1,675,000 |
| Income tax | 6,000 | 21,000 | 59,000 | 67,000 |
| Net income | 453,000 | 730,000 | 1,208,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,381,000 | 11,356,000 | 11,670,000 | 11,689,000 |
| Total capital | 12,361,000 | 12,350,000 | 12,706,000 | 12,620,000 |
| Risk-weighted assets | 78,320,000 | 79,465,000 | 82,815,000 | 89,226,000 |
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