Call reports 2005
FIRST STATE BANK OF THE OZARKS — 2005
What FIRST STATE BANK OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,871,000 | 127,283,000 | 137,016,000 | 148,726,000 |
| Total loans | 65,703,000 | 64,707,000 | 67,117,000 | 66,671,000 |
| Allowance for loan losses | 1,043,000 | 1,058,000 | 1,215,000 | 1,091,000 |
| Securities available for sale | 49,744,000 | 48,676,000 | 49,335,000 | 47,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,515,000 | 109,548,000 | 119,239,000 | 131,122,000 |
| Interest-bearing deposits | 89,553,000 | 86,692,000 | 92,651,000 | 107,161,000 |
| Noninterest-bearing deposits | 21,962,000 | 22,856,000 | 26,588,000 | 23,961,000 |
| Equity capital | 10,256,000 | 10,711,000 | 10,930,000 | 10,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,420,000 | 5,278,000 | 7,331,000 |
| Interest expense | 427,000 | 919,000 | 1,524,000 | 2,116,000 |
| Net interest income | 1,271,000 | 2,501,000 | 3,754,000 | 5,215,000 |
| Noninterest income | 222,000 | 474,000 | 716,000 | 967,000 |
| Noninterest expense | 996,000 | 2,028,000 | 3,059,000 | 4,092,000 |
| Provision for loan losses | 43,000 | 168,000 | 168,000 | 310,000 |
| Pretax income | 456,000 | 781,000 | 1,245,000 | 1,782,000 |
| Income tax | 12,000 | 18,000 | 24,000 | 30,000 |
| Net income | 444,000 | 763,000 | 1,221,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,190,000 | 10,431,000 | 10,725,000 | 8,987,000 |
| Total capital | 11,185,000 | 11,419,000 | 11,758,000 | 10,042,000 |
| Risk-weighted assets | 79,577,000 | 78,999,000 | 82,474,000 | 84,331,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK OF THE OZARKS — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.