Call reports 2006
SOUTH GEORGIA BANKING COMPANY — 2006
What SOUTH GEORGIA BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 202,429,000 | 195,580,000 | 200,412,000 | 335,935,000 |
| Total loans | 112,947,000 | 116,160,000 | 118,434,000 | 215,006,000 |
| Allowance for loan losses | 1,268,000 | 1,283,000 | 1,298,000 | 3,413,000 |
| Securities available for sale | 35,703,000 | 37,458,000 | 40,146,000 | 50,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,826,000 | 180,163,000 | 184,262,000 | 293,656,000 |
| Interest-bearing deposits | 113,146,000 | 133,794,000 | 138,778,000 | 224,764,000 |
| Noninterest-bearing deposits | 69,680,000 | 46,369,000 | 45,484,000 | 68,892,000 |
| Equity capital | 18,798,000 | 14,390,000 | 15,213,000 | 40,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 6,117,000 | 9,396,000 | 18,924,000 |
| Interest expense | 935,000 | 2,001,000 | 3,193,000 | 6,659,000 |
| Net interest income | 2,005,000 | 4,116,000 | 6,203,000 | 12,265,000 |
| Noninterest income | 428,000 | 891,000 | 1,346,000 | 2,442,000 |
| Noninterest expense | 1,483,000 | 3,022,000 | 4,539,000 | 8,747,000 |
| Provision for loan losses | 61,000 | 93,000 | 134,000 | 552,000 |
| Pretax income | 889,000 | 1,892,000 | 2,876,000 | 5,408,000 |
| Income tax | 230,000 | 566,000 | 878,000 | 1,401,000 |
| Net income | 659,000 | 1,326,000 | 1,998,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,033,000 | 14,851,000 | 15,375,000 | 28,786,000 |
| Total capital | 20,301,000 | 16,134,000 | 16,673,000 | 31,607,000 |
| Risk-weighted assets | 130,336,000 | 132,174,000 | 135,107,000 | 225,071,000 |
Machine access — free, no API key
Every figure shown here about SOUTH GEORGIA BANKING COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.