Call reports 2026
SPRING BANK — 2026
What SPRING BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 646,922,000 | 640,951,000 |
| Total loans | 466,983,000 | 456,644,000 |
| Allowance for loan losses | 5,609,000 | 5,528,000 |
| Securities available for sale | 86,547,000 | 93,141,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 558,385,000 | 549,149,000 |
| Interest-bearing deposits | 447,601,000 | 438,490,000 |
| Noninterest-bearing deposits | 110,784,000 | 110,659,000 |
| Equity capital | 86,123,000 | 88,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,561,000 | 20,113,000 |
| Interest expense | 3,686,000 | 7,683,000 |
| Net interest income | 5,875,000 | 12,430,000 |
| Noninterest income | 1,152,000 | 1,799,000 |
| Noninterest expense | 2,839,000 | 5,863,000 |
| Provision for loan losses | 1,232,000 | 1,266,000 |
| Pretax income | 2,950,000 | 7,093,000 |
| Income tax | 786,000 | 1,836,000 |
| Net income | 2,164,000 | 5,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 91,105,000 | 94,186,000 |
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