Call reports 2021
SPRING BANK — 2021
What SPRING BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 336,220,000 | 354,692,000 | 336,177,000 | 297,700,000 |
| Total loans | 263,411,000 | 273,016,000 | 257,841,000 | 220,909,000 |
| Allowance for loan losses | 1,881,000 | 1,879,000 | 1,718,000 | 1,759,000 |
| Securities available for sale | 29,854,000 | 28,081,000 | 32,813,000 | 37,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,738,000 | 235,904,000 | 233,537,000 | 229,674,000 |
| Interest-bearing deposits | 159,943,000 | 171,078,000 | 171,047,000 | 166,137,000 |
| Noninterest-bearing deposits | 70,795,000 | 64,826,000 | 62,490,000 | 63,537,000 |
| Equity capital | 28,069,000 | 28,518,000 | 30,618,000 | 29,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,066,000 | 6,306,000 | 9,617,000 | 13,370,000 |
| Interest expense | 482,000 | 940,000 | 1,416,000 | 1,833,000 |
| Net interest income | 2,584,000 | 5,366,000 | 8,201,000 | 11,537,000 |
| Noninterest income | -132,000 | -59,000 | 1,841,000 | 2,958,000 |
| Noninterest expense | 1,588,000 | 3,380,000 | 5,140,000 | 7,050,000 |
| Provision for loan losses | 5,000 | 5,000 | 192,000 | 247,000 |
| Pretax income | 859,000 | 1,922,000 | 4,710,000 | 7,198,000 |
| Income tax | 230,000 | 453,000 | 1,082,000 | 1,659,000 |
| Net income | 629,000 | 1,469,000 | 3,628,000 | 5,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,728,000 | 28,269,000 | 30,427,000 | 29,831,000 |
Machine access — free, no API key
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