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Call report 2015Q4

SPRING BANK — 2015Q4

The 22 measures SPRING BANK reported to the FFIEC for 2015Q4, each linked to its source filing.

PERIOD: 2015Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/15a1b5f7-d05d-4201-9eb6-102592714740/2015Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets142,728,000USDevidence →
Total loans116,322,000USDevidence →
Allowance for loan losses843,000USDevidence →
Securities available for sale9,405,000USDevidence →
Securities held to maturity0USDevidence →
Trading assets0USDevidence →
Total deposits125,522,000USDevidence →
Interest-bearing deposits107,889,000USDevidence →
Noninterest-bearing deposits17,633,000USDevidence →
Equity capital16,633,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income6,981,000USDevidence →
Interest expense1,150,000USDevidence →
Net interest income5,831,000USDevidence →
Noninterest income1,085,000USDevidence →
Noninterest expense4,469,000USDevidence →
Provision for loan losses39,000USDevidence →
Pretax income2,408,000USDevidence →
Income tax337,000USDevidence →
Net income2,071,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital16,603,000USDevidence →
Total capital17,446,000USDevidence →
Risk-weighted assets100,623,000USDevidence →

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