Call report 2012Q4
SPRING BANK — 2012Q4
The 22 measures SPRING BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,857,000 | USD | evidence → |
| Total loans | 66,921,000 | USD | evidence → |
| Allowance for loan losses | 818,000 | USD | evidence → |
| Securities available for sale | 11,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,042,000 | USD | evidence → |
| Interest-bearing deposits | 70,058,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,984,000 | USD | evidence → |
| Equity capital | 10,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,723,000 | USD | evidence → |
| Interest expense | 747,000 | USD | evidence → |
| Net interest income | 3,976,000 | USD | evidence → |
| Noninterest income | 2,693,000 | USD | evidence → |
| Noninterest expense | 4,575,000 | USD | evidence → |
| Provision for loan losses | 223,000 | USD | evidence → |
| Pretax income | 1,871,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 1,849,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,295,000 | USD | evidence → |
| Total capital | 9,975,000 | USD | evidence → |
| Risk-weighted assets | 54,111,000 | USD | evidence → |