Call reports 2025
CCB COMMUNITY BANK — 2025
What CCB COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 671,800,000 | 665,128,000 | 673,198,000 | 663,231,000 |
| Total loans | 503,117,000 | 498,969,000 | 499,915,000 | 503,770,000 |
| Allowance for loan losses | 6,348,000 | 6,443,000 | 6,544,000 | 6,240,000 |
| Securities available for sale | 64,688,000 | 67,363,000 | 64,795,000 | 63,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,049,000 | 599,364,000 | 605,145,000 | 596,206,000 |
| Interest-bearing deposits | 429,420,000 | 420,482,000 | 420,169,000 | 414,927,000 |
| Noninterest-bearing deposits | 177,629,000 | 178,882,000 | 184,976,000 | 181,279,000 |
| Equity capital | 58,012,000 | 59,233,000 | 62,595,000 | 61,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,831,000 | 19,747,000 | 29,739,000 | 39,764,000 |
| Interest expense | 2,860,000 | 5,469,000 | 8,059,000 | 10,536,000 |
| Net interest income | 6,971,000 | 14,278,000 | 21,680,000 | 29,228,000 |
| Noninterest income | 1,006,000 | 2,196,000 | 3,271,000 | 4,352,000 |
| Noninterest expense | 4,267,000 | 8,646,000 | 12,933,000 | 17,399,000 |
| Provision for loan losses | 207,000 | 320,000 | 503,000 | 503,000 |
| Pretax income | 3,528,000 | 7,463,000 | 11,470,000 | 15,633,000 |
| Income tax | 160,000 | 265,000 | 370,000 | 475,000 |
| Net income | 3,368,000 | 7,198,000 | 11,100,000 | 15,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,838,000 | 68,137,000 | 69,554,000 | 68,215,000 |