Call reports 2023
CCB COMMUNITY BANK — 2023
What CCB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 617,148,000 | 618,527,000 | 627,503,000 | 641,352,000 |
| Total loans | 458,465,000 | 465,216,000 | 475,055,000 | 484,929,000 |
| Allowance for loan losses | 5,999,000 | 6,160,000 | 6,267,000 | 5,959,000 |
| Securities available for sale | 74,562,000 | 72,822,000 | 69,449,000 | 70,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,424,000 | 547,674,000 | 561,586,000 | 576,900,000 |
| Interest-bearing deposits | 374,509,000 | 371,536,000 | 389,630,000 | 393,208,000 |
| Noninterest-bearing deposits | 172,915,000 | 176,138,000 | 171,956,000 | 183,692,000 |
| Equity capital | 51,449,000 | 51,681,000 | 50,714,000 | 53,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,742,000 | 16,066,000 | 24,836,000 | 33,994,000 |
| Interest expense | 1,383,000 | 3,177,000 | 5,323,000 | 7,806,000 |
| Net interest income | 6,359,000 | 12,889,000 | 19,513,000 | 26,188,000 |
| Noninterest income | 861,000 | 1,760,000 | 2,668,000 | 3,536,000 |
| Noninterest expense | 4,093,000 | 8,243,000 | 12,518,000 | 16,934,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 750,000 |
| Pretax income | 2,827,000 | 5,806,000 | 8,913,000 | 12,040,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 600,000 |
| Net income | 2,677,000 | 5,506,000 | 8,463,000 | 11,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,061,000 | 62,794,000 | 63,548,000 | 63,282,000 |