Call reports 2020
CCB COMMUNITY BANK — 2020
What CCB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,635,000 | 568,437,000 | 567,578,000 | 559,899,000 |
| Total loans | 424,596,000 | 441,376,000 | 441,288,000 | 421,343,000 |
| Allowance for loan losses | 4,057,000 | 4,588,000 | 4,978,000 | 5,384,000 |
| Securities available for sale | 29,310,000 | 19,451,000 | 22,179,000 | 41,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,359,000 | 470,647,000 | 478,954,000 | 476,643,000 |
| Interest-bearing deposits | 307,372,000 | 330,404,000 | 335,206,000 | 325,700,000 |
| Noninterest-bearing deposits | 126,987,000 | 140,243,000 | 143,748,000 | 150,943,000 |
| Equity capital | 56,111,000 | 57,685,000 | 58,751,000 | 58,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,477,000 | 12,762,000 | 19,028,000 | 25,672,000 |
| Interest expense | 1,228,000 | 2,237,000 | 3,086,000 | 3,720,000 |
| Net interest income | 5,249,000 | 10,525,000 | 15,942,000 | 21,952,000 |
| Noninterest income | 536,000 | 1,085,000 | 1,844,000 | 2,508,000 |
| Noninterest expense | 3,519,000 | 6,794,000 | 10,243,000 | 14,020,000 |
| Provision for loan losses | 250,000 | 850,000 | 1,450,000 | 2,050,000 |
| Pretax income | 2,016,000 | 3,966,000 | 6,123,000 | 8,420,000 |
| Income tax | 101,000 | 201,000 | 315,000 | 435,000 |
| Net income | 1,915,000 | 3,765,000 | 5,808,000 | 7,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,956,000 | 56,918,000 | 57,977,000 | 57,555,000 |