Call reports 2019
CCB COMMUNITY BANK — 2019
What CCB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 511,584,000 | 514,119,000 | 510,473,000 | 496,366,000 |
| Total loans | 412,220,000 | 410,807,000 | 414,832,000 | 421,597,000 |
| Allowance for loan losses | 3,962,000 | 4,202,000 | 4,076,000 | 3,876,000 |
| Securities available for sale | 20,810,000 | 33,278,000 | 31,392,000 | 29,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,134,000 | 430,882,000 | 427,752,000 | 413,589,000 |
| Interest-bearing deposits | 322,866,000 | 314,391,000 | 309,763,000 | 305,104,000 |
| Noninterest-bearing deposits | 107,268,000 | 116,491,000 | 117,989,000 | 108,485,000 |
| Equity capital | 54,942,000 | 56,102,000 | 56,701,000 | 57,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,536,000 | 13,284,000 | 19,981,000 | 26,516,000 |
| Interest expense | 1,371,000 | 2,918,000 | 4,442,000 | 5,836,000 |
| Net interest income | 5,165,000 | 10,366,000 | 15,539,000 | 20,680,000 |
| Noninterest income | 541,000 | 1,329,000 | 1,907,000 | 2,242,000 |
| Noninterest expense | 3,306,000 | 6,701,000 | 10,072,000 | 13,629,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 850,000 |
| Pretax income | 2,100,000 | 4,394,000 | 6,574,000 | 8,443,000 |
| Income tax | 101,000 | 201,000 | 302,000 | 402,000 |
| Net income | 1,999,000 | 4,193,000 | 6,272,000 | 8,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,908,000 | 55,716,000 | 56,271,000 | 56,603,000 |
| Total capital | 58,870,000 | 59,918,000 | 60,347,000 | 60,479,000 |
| Risk-weighted assets | 401,523,000 | 402,971,000 | 407,484,000 | 413,520,000 |