Call reports 2016
CCB COMMUNITY BANK — 2016
What CCB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 473,713,000 | 466,284,000 | 464,421,000 | 459,989,000 |
| Total loans | 388,721,000 | 386,476,000 | 389,823,000 | 389,514,000 |
| Allowance for loan losses | 3,644,000 | 3,326,000 | 3,342,000 | 3,330,000 |
| Securities available for sale | 25,832,000 | 25,460,000 | 24,155,000 | 23,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,654,000 | 369,807,000 | 371,862,000 | 374,620,000 |
| Interest-bearing deposits | 289,943,000 | 282,650,000 | 287,897,000 | 289,273,000 |
| Noninterest-bearing deposits | 88,711,000 | 87,157,000 | 83,965,000 | 85,347,000 |
| Equity capital | 48,461,000 | 49,441,000 | 50,104,000 | 50,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,553,000 | 11,191,000 | 16,863,000 | 22,540,000 |
| Interest expense | 632,000 | 1,281,000 | 1,942,000 | 2,616,000 |
| Net interest income | 4,921,000 | 9,910,000 | 14,921,000 | 19,924,000 |
| Noninterest income | 547,000 | 1,042,000 | 1,869,000 | 2,460,000 |
| Noninterest expense | 3,093,000 | 6,254,000 | 10,164,000 | 13,531,000 |
| Provision for loan losses | 150,000 | 200,000 | 400,000 | 625,000 |
| Pretax income | 2,225,000 | 4,498,000 | 6,226,000 | 8,228,000 |
| Income tax | 100,000 | 198,000 | 297,000 | 247,000 |
| Net income | 2,125,000 | 4,300,000 | 5,929,000 | 7,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,656,000 | 48,511,000 | 49,263,000 | 49,870,000 |
| Total capital | 51,300,000 | 51,837,000 | 52,605,000 | 53,200,000 |
| Risk-weighted assets | 382,584,000 | 377,583,000 | 382,304,000 | 380,486,000 |