Call reports 2015
CCB COMMUNITY BANK — 2015
What CCB COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 466,977,000 | 452,725,000 | 444,078,000 | 446,459,000 |
| Total loans | 371,166,000 | 370,446,000 | 374,715,000 | 383,671,000 |
| Allowance for loan losses | 4,368,000 | 3,959,000 | 3,809,000 | 3,590,000 |
| Securities available for sale | 28,759,000 | 27,880,000 | 27,306,000 | 27,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,478,000 | 370,717,000 | 360,968,000 | 358,574,000 |
| Interest-bearing deposits | 301,159,000 | 291,596,000 | 285,472,000 | 283,709,000 |
| Noninterest-bearing deposits | 84,319,000 | 79,121,000 | 75,496,000 | 74,865,000 |
| Equity capital | 46,782,000 | 47,014,000 | 47,793,000 | 47,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,366,000 | 10,854,000 | 16,414,000 | 21,997,000 |
| Interest expense | 571,000 | 1,196,000 | 1,828,000 | 2,443,000 |
| Net interest income | 4,795,000 | 9,658,000 | 14,586,000 | 19,554,000 |
| Noninterest income | 459,000 | 922,000 | 1,476,000 | 2,009,000 |
| Noninterest expense | 2,848,000 | 5,798,000 | 8,932,000 | 12,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,406,000 | 4,782,000 | 7,130,000 | 9,259,000 |
| Income tax | 150,000 | 300,000 | 400,000 | 400,000 |
| Net income | 2,256,000 | 4,482,000 | 6,730,000 | 8,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,818,000 | 46,330,000 | 47,057,000 | 46,997,000 |
| Total capital | 50,186,000 | 50,289,000 | 50,866,000 | 50,587,000 |
| Risk-weighted assets | 365,575,000 | 363,643,000 | 370,879,000 | 380,147,000 |