Call reports 2014
CCB COMMUNITY BANK — 2014
What CCB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 428,555,000 | 435,681,000 | 430,136,000 | 434,586,000 |
| Total loans | 352,445,000 | 354,105,000 | 361,692,000 | 367,843,000 |
| Allowance for loan losses | 3,699,000 | 4,196,000 | 4,175,000 | 4,520,000 |
| Securities available for sale | 29,175,000 | 31,103,000 | 31,079,000 | 29,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,827,000 | 356,519,000 | 350,230,000 | 353,793,000 |
| Interest-bearing deposits | 275,901,000 | 277,727,000 | 278,052,000 | 278,934,000 |
| Noninterest-bearing deposits | 73,926,000 | 78,792,000 | 72,178,000 | 74,859,000 |
| Equity capital | 44,193,000 | 44,707,000 | 45,289,000 | 45,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,337,000 | 10,779,000 | 16,232,000 | 21,753,000 |
| Interest expense | 500,000 | 1,023,000 | 1,556,000 | 2,090,000 |
| Net interest income | 4,837,000 | 9,756,000 | 14,676,000 | 19,663,000 |
| Noninterest income | 466,000 | 957,000 | 1,489,000 | 1,865,000 |
| Noninterest expense | 2,859,000 | 5,819,000 | 8,906,000 | 12,215,000 |
| Provision for loan losses | 300,000 | 819,000 | 947,000 | 947,000 |
| Pretax income | 2,154,000 | 4,085,000 | 6,322,000 | 8,408,000 |
| Income tax | 90,000 | 270,000 | 405,000 | 540,000 |
| Net income | 2,064,000 | 3,815,000 | 5,917,000 | 7,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,970,000 | 44,113,000 | 44,652,000 | 44,996,000 |
| Total capital | 47,669,000 | 48,309,000 | 48,827,000 | 49,517,000 |
| Risk-weighted assets | 348,671,000 | 352,238,000 | 357,095,000 | 361,624,000 |