Call reports 2013
CCB COMMUNITY BANK — 2013
What CCB COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 419,695,000 | 407,715,000 | 418,945,000 | 427,008,000 |
| Total loans | 343,645,000 | 348,211,000 | 356,638,000 | 354,028,000 |
| Allowance for loan losses | 3,556,000 | 4,009,000 | 4,098,000 | 3,256,000 |
| Securities available for sale | 30,422,000 | 29,902,000 | 28,922,000 | 28,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,496,000 | 332,854,000 | 341,920,000 | 349,771,000 |
| Interest-bearing deposits | 278,847,000 | 275,344,000 | 279,220,000 | 280,722,000 |
| Noninterest-bearing deposits | 65,649,000 | 57,510,000 | 62,700,000 | 69,049,000 |
| Equity capital | 43,186,000 | 42,938,000 | 44,353,000 | 43,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,798,000 | 16,337,000 | 21,858,000 |
| Interest expense | 550,000 | 1,058,000 | 1,580,000 | 2,078,000 |
| Net interest income | 4,775,000 | 9,740,000 | 14,757,000 | 19,780,000 |
| Noninterest income | 385,000 | 1,225,000 | 1,755,000 | 2,243,000 |
| Noninterest expense | 2,547,000 | 5,533,000 | 8,421,000 | 11,600,000 |
| Provision for loan losses | 986,000 | 1,856,000 | 2,081,000 | 2,181,000 |
| Pretax income | 1,595,000 | 3,544,000 | 5,982,000 | 8,219,000 |
| Income tax | 120,000 | 240,000 | 360,000 | 440,000 |
| Net income | 1,475,000 | 3,304,000 | 5,622,000 | 7,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,305,000 | 43,171,000 | 44,361,000 | 43,400,000 |
| Total capital | 45,861,000 | 47,180,000 | 48,459,000 | 46,656,000 |
| Risk-weighted assets | 340,045,000 | 344,259,000 | 353,447,000 | 350,317,000 |