Call reports 2012
CCB COMMUNITY BANK — 2012
What CCB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 395,581,000 | 413,709,000 | 421,047,000 | 407,189,000 |
| Total loans | 319,897,000 | 327,113,000 | 338,902,000 | 339,684,000 |
| Allowance for loan losses | 3,646,000 | 3,954,000 | 3,996,000 | 3,487,000 |
| Securities available for sale | 29,221,000 | 29,397,000 | 29,839,000 | 29,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,786,000 | 343,388,000 | 341,712,000 | 330,042,000 |
| Interest-bearing deposits | 260,570,000 | 270,312,000 | 269,215,000 | 270,754,000 |
| Noninterest-bearing deposits | 61,216,000 | 73,076,000 | 72,497,000 | 59,288,000 |
| Equity capital | 42,189,000 | 43,462,000 | 45,061,000 | 42,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,131,000 | 10,523,000 | 16,076,000 | 21,627,000 |
| Interest expense | 752,000 | 1,417,000 | 2,027,000 | 2,589,000 |
| Net interest income | 4,379,000 | 9,106,000 | 14,049,000 | 19,038,000 |
| Noninterest income | 387,000 | 868,000 | 1,345,000 | 192,000 |
| Noninterest expense | 2,386,000 | 4,931,000 | 7,619,000 | 10,426,000 |
| Provision for loan losses | 400,000 | 800,000 | 975,000 | 1,175,000 |
| Pretax income | 1,980,000 | 4,243,000 | 6,840,000 | 7,669,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 435,000 |
| Net income | 1,890,000 | 4,063,000 | 6,570,000 | 7,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,309,000 | 42,474,000 | 43,889,000 | 41,803,000 |
| Total capital | 44,955,000 | 46,428,000 | 47,885,000 | 45,290,000 |
| Risk-weighted assets | 320,001,000 | 326,761,000 | 339,766,000 | 334,295,000 |