Call reports 2011
CCB COMMUNITY BANK — 2011
What CCB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 387,796,000 | 415,977,000 | 390,921,000 | 392,379,000 |
| Total loans | 318,036,000 | 317,252,000 | 322,664,000 | 312,521,000 |
| Allowance for loan losses | 4,866,000 | 5,674,000 | 3,891,000 | 3,975,000 |
| Securities available for sale | 27,828,000 | 32,165,000 | 32,383,000 | 31,051,000 |
| Securities held to maturity | 1,921,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,403,000 | 344,852,000 | 318,265,000 | 319,612,000 |
| Interest-bearing deposits | 296,388,000 | 305,101,000 | 294,525,000 | 294,182,000 |
| Noninterest-bearing deposits | 20,015,000 | 39,751,000 | 23,740,000 | 25,430,000 |
| Equity capital | 33,568,000 | 33,500,000 | 40,689,000 | 40,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,093,000 | 10,419,000 | 15,850,000 | 21,218,000 |
| Interest expense | 1,093,000 | 2,104,000 | 3,020,000 | 3,844,000 |
| Net interest income | 4,000,000 | 8,315,000 | 12,830,000 | 17,374,000 |
| Noninterest income | 472,000 | 911,000 | 1,628,000 | 1,534,000 |
| Noninterest expense | 2,328,000 | 4,766,000 | 7,125,000 | 9,520,000 |
| Provision for loan losses | 450,000 | 2,600,000 | 3,450,000 | 5,076,000 |
| Pretax income | 1,694,000 | 1,920,000 | 4,000,000 | 4,429,000 |
| Income tax | 105,000 | 210,000 | 245,000 | 103,000 |
| Net income | 1,589,000 | 1,710,000 | 3,755,000 | 4,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,648,000 | 33,056,000 | 40,079,000 | 40,226,000 |
| Total capital | 37,584,000 | 37,107,000 | 43,970,000 | 44,130,000 |
| Risk-weighted assets | 313,963,000 | 322,459,000 | 323,257,000 | 312,231,000 |