Call reports 2004
CCB COMMUNITY BANK — 2004
What CCB COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 217,498,000 | 217,744,000 | 227,201,000 | 226,508,000 |
| Total loans | 172,278,000 | 175,673,000 | 180,648,000 | 174,408,000 |
| Allowance for loan losses | 2,583,000 | 2,715,000 | 2,823,000 | 2,524,000 |
| Securities available for sale | 18,701,000 | 18,787,000 | 18,634,000 | 19,230,000 |
| Securities held to maturity | 4,060,000 | 3,846,000 | 3,628,000 | 3,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,524,000 | 162,569,000 | 168,274,000 | 173,658,000 |
| Interest-bearing deposits | 139,431,000 | 135,760,000 | 140,749,000 | 137,078,000 |
| Noninterest-bearing deposits | 20,093,000 | 26,809,000 | 27,525,000 | 36,580,000 |
| Equity capital | 17,364,000 | 17,134,000 | 17,512,000 | 17,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,955,000 | 9,037,000 | 12,248,000 |
| Interest expense | 1,132,000 | 2,246,000 | 3,381,000 | 4,538,000 |
| Net interest income | 1,848,000 | 3,709,000 | 5,656,000 | 7,710,000 |
| Noninterest income | 310,000 | 667,000 | 958,000 | 1,311,000 |
| Noninterest expense | 1,111,000 | 2,330,000 | 3,571,000 | 4,899,000 |
| Provision for loan losses | 170,000 | 406,000 | 576,000 | 775,000 |
| Pretax income | 877,000 | 1,640,000 | 2,488,000 | 3,368,000 |
| Income tax | 31,000 | 69,000 | 107,000 | 185,000 |
| Net income | 846,000 | 1,571,000 | 2,381,000 | 3,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,910,000 | 17,266,000 | 17,313,000 | 17,503,000 |
| Total capital | 19,032,000 | 19,427,000 | 19,539,000 | 19,665,000 |
| Risk-weighted assets | 168,096,000 | 171,108,000 | 176,973,000 | 172,627,000 |
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