Call reports 2015
WALWORTH STATE BANK — 2015
What WALWORTH STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 245,585,000 | 247,159,000 | 269,304,000 | 275,562,000 |
| Total loans | 170,583,000 | 178,065,000 | 175,669,000 | 176,113,000 |
| Allowance for loan losses | 2,653,000 | 2,540,000 | 2,435,000 | 2,416,000 |
| Securities available for sale | 47,208,000 | 47,206,000 | 46,798,000 | 46,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,136,000 | 218,294,000 | 235,196,000 | 241,264,000 |
| Interest-bearing deposits | 157,190,000 | 166,319,000 | 180,923,000 | 189,772,000 |
| Noninterest-bearing deposits | 58,946,000 | 51,975,000 | 54,273,000 | 51,492,000 |
| Equity capital | 28,777,000 | 28,013,000 | 28,791,000 | 28,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,379,000 | 4,899,000 | 7,429,000 | 9,897,000 |
| Interest expense | 160,000 | 318,000 | 477,000 | 636,000 |
| Net interest income | 2,219,000 | 4,581,000 | 6,952,000 | 9,261,000 |
| Noninterest income | 388,000 | 745,000 | 1,070,000 | 1,443,000 |
| Noninterest expense | 1,462,000 | 2,911,000 | 4,403,000 | 5,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,145,000 | 2,422,000 | 3,626,000 | 4,952,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 8,000 |
| Net income | 1,142,000 | 2,417,000 | 3,619,000 | 4,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,522,000 | 27,576,000 | 27,717,000 | 27,273,000 |
| Total capital | 29,478,000 | 29,601,000 | 29,701,000 | 29,251,000 |
| Risk-weighted assets | 155,842,000 | 161,518,000 | 158,248,000 | 157,824,000 |