Call reports 2014
WALWORTH STATE BANK — 2014
What WALWORTH STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 240,455,000 | 239,421,000 | 242,733,000 | 246,036,000 |
| Total loans | 162,961,000 | 163,378,000 | 166,797,000 | 167,113,000 |
| Allowance for loan losses | 3,275,000 | 2,973,000 | 2,845,000 | 2,684,000 |
| Securities available for sale | 30,854,000 | 32,048,000 | 39,777,000 | 47,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,072,000 | 211,108,000 | 214,065,000 | 216,839,000 |
| Interest-bearing deposits | 159,198,000 | 169,275,000 | 171,366,000 | 173,782,000 |
| Noninterest-bearing deposits | 53,874,000 | 41,833,000 | 42,699,000 | 43,057,000 |
| Equity capital | 26,645,000 | 27,354,000 | 27,728,000 | 28,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,678,000 | 7,033,000 | 9,372,000 |
| Interest expense | 239,000 | 423,000 | 604,000 | 772,000 |
| Net interest income | 2,161,000 | 4,255,000 | 6,429,000 | 8,600,000 |
| Noninterest income | 429,000 | 838,000 | 1,087,000 | 1,484,000 |
| Noninterest expense | 1,510,000 | 3,055,000 | 4,484,000 | 5,806,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,080,000 | 2,038,000 | 3,032,000 | 4,278,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 5,000 |
| Net income | 1,079,000 | 2,035,000 | 3,027,000 | 4,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,340,000 | 26,645,000 | 26,793,000 | 27,207,000 |
| Total capital | 28,292,000 | 28,606,000 | 28,815,000 | 29,234,000 |
| Risk-weighted assets | 154,873,000 | 155,888,000 | 160,935,000 | 161,469,000 |