Call reports 2013
WALWORTH STATE BANK — 2013
What WALWORTH STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 241,863,000 | 239,312,000 | 244,226,000 | 249,324,000 |
| Total loans | 181,515,000 | 173,865,000 | 175,376,000 | 168,271,000 |
| Allowance for loan losses | 2,999,000 | 3,383,000 | 3,530,000 | 3,356,000 |
| Securities available for sale | 20,949,000 | 24,359,000 | 23,791,000 | 26,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,355,000 | 208,085,000 | 212,399,000 | 215,997,000 |
| Interest-bearing deposits | 159,126,000 | 166,659,000 | 169,599,000 | 174,575,000 |
| Noninterest-bearing deposits | 51,229,000 | 41,426,000 | 42,800,000 | 41,422,000 |
| Equity capital | 25,684,000 | 25,263,000 | 25,665,000 | 25,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,938,000 | 7,528,000 | 9,949,000 |
| Interest expense | 296,000 | 576,000 | 836,000 | 1,078,000 |
| Net interest income | 2,178,000 | 4,362,000 | 6,692,000 | 8,871,000 |
| Noninterest income | 446,000 | 662,000 | 903,000 | 1,188,000 |
| Noninterest expense | 1,550,000 | 3,130,000 | 4,675,000 | 6,064,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,450,000 |
| Pretax income | 624,000 | 994,000 | 1,570,000 | 2,545,000 |
| Income tax | 4,000 | 5,000 | 7,000 | 9,000 |
| Net income | 620,000 | 989,000 | 1,563,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,008,000 | 25,257,000 | 25,600,000 | 25,762,000 |
| Total capital | 27,181,000 | 27,367,000 | 27,703,000 | 27,800,000 |
| Risk-weighted assets | 173,023,000 | 167,383,000 | 166,788,000 | 161,707,000 |