Call reports 2012
WALWORTH STATE BANK — 2012
What WALWORTH STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 246,530,000 | 238,600,000 | 240,755,000 | 252,755,000 |
| Total loans | 200,012,000 | 199,831,000 | 193,237,000 | 189,934,000 |
| Allowance for loan losses | 3,106,000 | 3,443,000 | 3,634,000 | 2,690,000 |
| Securities available for sale | 17,280,000 | 15,873,000 | 16,691,000 | 17,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,419,000 | 208,439,000 | 209,427,000 | 216,095,000 |
| Interest-bearing deposits | 169,731,000 | 175,273,000 | 171,591,000 | 175,633,000 |
| Noninterest-bearing deposits | 46,688,000 | 33,166,000 | 37,836,000 | 40,462,000 |
| Equity capital | 24,348,000 | 24,304,000 | 25,028,000 | 25,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,695,000 | 8,409,000 | 11,028,000 |
| Interest expense | 439,000 | 838,000 | 1,202,000 | 1,535,000 |
| Net interest income | 2,437,000 | 4,857,000 | 7,207,000 | 9,493,000 |
| Noninterest income | 455,000 | 942,000 | 1,254,000 | 1,792,000 |
| Noninterest expense | 1,461,000 | 3,221,000 | 4,366,000 | 5,785,000 |
| Provision for loan losses | 765,000 | 1,717,000 | 2,067,000 | 2,667,000 |
| Pretax income | 666,000 | 861,000 | 2,028,000 | 2,828,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 3,000 |
| Net income | 664,000 | 859,000 | 2,026,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,591,000 | 23,533,000 | 24,167,000 | 24,627,000 |
| Total capital | 25,976,000 | 25,881,000 | 26,443,000 | 26,884,000 |
| Risk-weighted assets | 190,069,000 | 186,769,000 | 180,689,000 | 180,117,000 |