Call reports 2011
WALWORTH STATE BANK — 2011
What WALWORTH STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 230,860,000 | 228,805,000 | 241,068,000 | 241,742,000 |
| Total loans | 191,581,000 | 197,042,000 | 193,328,000 | 189,698,000 |
| Allowance for loan losses | 3,162,000 | 3,445,000 | 2,856,000 | 2,502,000 |
| Securities available for sale | 16,429,000 | 16,391,000 | 15,473,000 | 14,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,212,000 | 196,010,000 | 206,436,000 | 208,471,000 |
| Interest-bearing deposits | 171,163,000 | 167,182,000 | 174,648,000 | 166,869,000 |
| Noninterest-bearing deposits | 28,049,000 | 28,828,000 | 31,788,000 | 41,602,000 |
| Equity capital | 22,304,000 | 23,101,000 | 23,594,000 | 23,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,916,000 | 5,852,000 | 8,776,000 | 11,553,000 |
| Interest expense | 614,000 | 1,193,000 | 1,736,000 | 2,218,000 |
| Net interest income | 2,302,000 | 4,659,000 | 7,040,000 | 9,335,000 |
| Noninterest income | 267,000 | 539,000 | 973,000 | 1,489,000 |
| Noninterest expense | 1,407,000 | 2,965,000 | 4,639,000 | 5,771,000 |
| Provision for loan losses | 487,000 | 787,000 | 1,087,000 | 1,987,000 |
| Pretax income | 675,000 | 1,441,000 | 2,275,000 | 3,054,000 |
| Income tax | 0 | 5,000 | 8,000 | 7,000 |
| Net income | 675,000 | 1,436,000 | 2,267,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,171,000 | 22,441,000 | 22,875,000 | 23,232,000 |
| Total capital | 24,387,000 | 24,728,000 | 25,143,000 | 25,481,000 |
| Risk-weighted assets | 176,360,000 | 181,886,000 | 180,847,000 | 179,726,000 |