Call reports 2024
JONESBURG STATE BANK — 2024
What JONESBURG STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,950,000 | 132,526,000 | 133,183,000 | 133,921,000 |
| Total loans | 92,377,000 | 93,575,000 | 96,398,000 | 100,113,000 |
| Allowance for loan losses | 1,042,000 | 1,052,000 | 1,055,000 | 1,065,000 |
| Securities available for sale | 13,003,000 | 13,048,000 | 13,236,000 | 13,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,342,000 | 118,537,000 | 118,160,000 | 119,376,000 |
| Interest-bearing deposits | 82,869,000 | 84,243,000 | 83,713,000 | 84,306,000 |
| Noninterest-bearing deposits | 36,473,000 | 34,294,000 | 34,447,000 | 35,070,000 |
| Equity capital | 10,793,000 | 11,147,000 | 12,146,000 | 11,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,439,000 | 5,284,000 | 7,158,000 |
| Interest expense | 303,000 | 639,000 | 1,004,000 | 1,367,000 |
| Net interest income | 1,391,000 | 2,800,000 | 4,280,000 | 5,791,000 |
| Noninterest income | 128,000 | 288,000 | 444,000 | 598,000 |
| Noninterest expense | 865,000 | 1,690,000 | 2,577,000 | 3,666,000 |
| Provision for loan losses | 10,000 | 20,000 | 31,000 | 41,000 |
| Pretax income | 646,000 | 1,371,000 | 2,113,000 | 2,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 646,000 | 1,371,000 | 2,113,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,207,000 | 11,533,000 | 12,274,000 | 11,952,000 |
| Total capital | 12,216,000 | 12,555,000 | 13,329,000 | 13,017,000 |
| Risk-weighted assets | 80,660,000 | 81,741,000 | 84,677,000 | 87,519,000 |