Call reports 2023
JONESBURG STATE BANK — 2023
What JONESBURG STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,998,000 | 126,914,000 | 130,416,000 | 131,417,000 |
| Total loans | 82,324,000 | 83,728,000 | 88,743,000 | 91,166,000 |
| Allowance for loan losses | 1,008,000 | 1,020,000 | 1,029,000 | 1,032,000 |
| Securities available for sale | 18,422,000 | 16,231,000 | 16,189,000 | 14,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,357,000 | 115,878,000 | 119,221,000 | 117,885,000 |
| Interest-bearing deposits | 81,324,000 | 80,037,000 | 80,956,000 | 81,150,000 |
| Noninterest-bearing deposits | 36,033,000 | 35,841,000 | 38,265,000 | 36,735,000 |
| Equity capital | 9,971,000 | 10,329,000 | 10,448,000 | 10,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,725,000 | 4,260,000 | 5,904,000 |
| Interest expense | 132,000 | 310,000 | 532,000 | 790,000 |
| Net interest income | 1,179,000 | 2,415,000 | 3,728,000 | 5,114,000 |
| Noninterest income | 122,000 | 263,000 | 409,000 | 543,000 |
| Noninterest expense | 844,000 | 1,646,000 | 2,517,000 | 3,481,000 |
| Provision for loan losses | 12,000 | 23,000 | 34,000 | 45,000 |
| Pretax income | 445,000 | 1,009,000 | 1,606,000 | 2,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 1,009,000 | 1,606,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,382,000 | 10,946,000 | 11,139,000 | 11,162,000 |
| Total capital | 11,277,000 | 11,855,000 | 12,121,000 | 12,165,000 |
| Risk-weighted assets | 71,487,000 | 72,648,000 | 78,482,000 | 80,220,000 |