Call reports 2022
JONESBURG STATE BANK — 2022
What JONESBURG STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 131,824,000 | 138,385,000 | 128,830,000 | 127,384,000 |
| Total loans | 80,145,000 | 82,185,000 | 79,885,000 | 83,324,000 |
| Allowance for loan losses | 965,000 | 976,000 | 987,000 | 997,000 |
| Securities available for sale | 3,143,000 | 13,816,000 | 18,314,000 | 18,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,966,000 | 127,792,000 | 118,155,000 | 116,843,000 |
| Interest-bearing deposits | 83,430,000 | 82,997,000 | 81,658,000 | 79,970,000 |
| Noninterest-bearing deposits | 37,536,000 | 44,795,000 | 36,497,000 | 36,874,000 |
| Equity capital | 10,269,000 | 9,971,000 | 10,032,000 | 9,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,142,000 | 3,426,000 | 4,726,000 |
| Interest expense | 46,000 | 87,000 | 130,000 | 233,000 |
| Net interest income | 1,019,000 | 2,055,000 | 3,296,000 | 4,493,000 |
| Noninterest income | 155,000 | 291,000 | 434,000 | 562,000 |
| Noninterest expense | 753,000 | 1,449,000 | 2,293,000 | 3,218,000 |
| Provision for loan losses | 12,000 | 23,000 | 35,000 | 46,000 |
| Pretax income | 409,000 | 874,000 | 1,402,000 | 1,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 874,000 | 1,402,000 | 1,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,220,000 | 10,748,000 | 10,537,000 |
| Total capital | 11,224,000 | 11,119,000 | 11,628,000 | 11,451,000 |
| Risk-weighted assets | 69,391,000 | 71,862,000 | 70,270,000 | 73,058,000 |