Call reports 2020
JONESBURG STATE BANK — 2020
What JONESBURG STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,696,000 | 111,781,000 | 117,841,000 | 120,568,000 |
| Total loans | 72,127,000 | 77,871,000 | 80,532,000 | 78,677,000 |
| Allowance for loan losses | 849,000 | 854,000 | 861,000 | 866,000 |
| Securities available for sale | 2,256,000 | 1,791,000 | 1,787,000 | 2,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,534,000 | 99,969,000 | 105,789,000 | 108,592,000 |
| Interest-bearing deposits | 67,184,000 | 71,227,000 | 73,544,000 | 75,129,000 |
| Noninterest-bearing deposits | 24,350,000 | 28,742,000 | 32,245,000 | 33,464,000 |
| Equity capital | 8,661,000 | 9,112,000 | 9,385,000 | 9,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,226,000 | 3,426,000 | 4,546,000 |
| Interest expense | 143,000 | 262,000 | 366,000 | 459,000 |
| Net interest income | 968,000 | 1,964,000 | 3,060,000 | 4,087,000 |
| Noninterest income | 136,000 | 284,000 | 382,000 | 571,000 |
| Noninterest expense | 673,000 | 1,393,000 | 2,108,000 | 2,934,000 |
| Provision for loan losses | 7,000 | 12,000 | 18,000 | 29,000 |
| Pretax income | 425,000 | 843,000 | 1,316,000 | 1,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 425,000 | 843,000 | 1,316,000 | 1,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,672,000 | 9,085,000 | 9,361,000 | 9,343,000 |
| Total capital | 9,432,000 | 9,915,000 | 10,204,000 | 10,190,000 |
| Risk-weighted assets | 60,684,000 | 66,350,000 | 67,428,000 | 67,741,000 |