Call reports 2019
JONESBURG STATE BANK — 2019
What JONESBURG STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,244,000 | 99,061,000 | 99,372,000 | 100,347,000 |
| Total loans | 67,794,000 | 68,836,000 | 68,851,000 | 68,534,000 |
| Allowance for loan losses | 823,000 | 832,000 | 837,000 | 842,000 |
| Securities available for sale | 2,492,000 | 2,510,000 | 2,269,000 | 2,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,101,000 | 88,874,000 | 88,692,000 | 88,851,000 |
| Interest-bearing deposits | 64,150,000 | 65,928,000 | 65,337,000 | 64,351,000 |
| Noninterest-bearing deposits | 22,951,000 | 22,946,000 | 23,356,000 | 24,501,000 |
| Equity capital | 7,682,000 | 7,700,000 | 8,172,000 | 8,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,183,000 | 3,331,000 | 4,435,000 |
| Interest expense | 138,000 | 285,000 | 446,000 | 601,000 |
| Net interest income | 912,000 | 1,898,000 | 2,885,000 | 3,834,000 |
| Noninterest income | 118,000 | 243,000 | 374,000 | 550,000 |
| Noninterest expense | 603,000 | 1,306,000 | 1,949,000 | 2,791,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 32,000 |
| Pretax income | 421,000 | 820,000 | 1,288,000 | 1,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 820,000 | 1,288,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,705,000 | 7,703,000 | 8,172,000 | 8,447,000 |
| Total capital | 8,474,000 | 8,475,000 | 8,935,000 | 9,209,000 |
| Risk-weighted assets | 61,496,000 | 61,709,000 | 60,981,000 | 60,867,000 |