Call reports 2018
JONESBURG STATE BANK — 2018
What JONESBURG STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,994,000 | 92,177,000 | 94,919,000 | 94,885,000 |
| Total loans | 60,961,000 | 63,807,000 | 66,963,000 | 67,036,000 |
| Allowance for loan losses | 807,000 | 812,000 | 812,000 | 816,000 |
| Securities available for sale | 2,474,000 | 2,467,000 | 2,464,000 | 2,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,896,000 | 84,536,000 | 85,456,000 | 85,195,000 |
| Interest-bearing deposits | 59,158,000 | 60,000,000 | 62,395,000 | 62,908,000 |
| Noninterest-bearing deposits | 22,738,000 | 24,536,000 | 23,061,000 | 22,287,000 |
| Equity capital | 6,705,000 | 6,626,000 | 7,003,000 | 7,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,800,000 | 2,797,000 | 3,845,000 |
| Interest expense | 78,000 | 157,000 | 254,000 | 382,000 |
| Net interest income | 795,000 | 1,643,000 | 2,543,000 | 3,463,000 |
| Noninterest income | 102,000 | 225,000 | 365,000 | 503,000 |
| Noninterest expense | 575,000 | 1,217,000 | 1,874,000 | 2,701,000 |
| Provision for loan losses | 6,000 | 11,000 | 16,000 | 21,000 |
| Pretax income | 316,000 | 640,000 | 1,018,000 | 1,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 640,000 | 1,018,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 6,679,000 | 7,058,000 | 7,283,000 |
| Total capital | 7,434,000 | 7,402,000 | 7,819,000 | 8,047,000 |
| Risk-weighted assets | 54,160,000 | 57,755,000 | 60,858,000 | 61,051,000 |