Call reports 2016
JONESBURG STATE BANK — 2016
What JONESBURG STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,025,000 | 73,336,000 | 76,304,000 | 77,177,000 |
| Total loans | 54,666,000 | 55,666,000 | 56,099,000 | 61,130,000 |
| Allowance for loan losses | 753,000 | 743,000 | 752,000 | 762,000 |
| Securities available for sale | 808,000 | 1,008,000 | 1,746,000 | 1,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,940,000 | 66,919,000 | 69,526,000 | 70,821,000 |
| Interest-bearing deposits | 50,534,000 | 50,091,000 | 49,725,000 | 50,564,000 |
| Noninterest-bearing deposits | 15,406,000 | 16,828,000 | 19,800,000 | 20,258,000 |
| Equity capital | 5,798,000 | 6,109,000 | 6,448,000 | 6,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,582,000 | 2,384,000 | 3,237,000 |
| Interest expense | 58,000 | 114,000 | 172,000 | 232,000 |
| Net interest income | 726,000 | 1,468,000 | 2,212,000 | 3,005,000 |
| Noninterest income | 104,000 | 247,000 | 376,000 | 489,000 |
| Noninterest expense | 525,000 | 1,089,000 | 1,611,000 | 2,280,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 43,000 |
| Pretax income | 294,000 | 605,000 | 945,000 | 1,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 294,000 | 605,000 | 945,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,791,000 | 6,100,000 | 6,444,000 | 6,068,000 |
| Total capital | 6,392,000 | 6,707,000 | 7,057,000 | 6,741,000 |
| Risk-weighted assets | 47,898,000 | 48,403,000 | 48,919,000 | 53,774,000 |