Call reports 2015
JONESBURG STATE BANK — 2015
What JONESBURG STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,838,000 | 70,928,000 | 72,819,000 | 73,060,000 |
| Total loans | 53,376,000 | 52,709,000 | 53,856,000 | 54,138,000 |
| Allowance for loan losses | 737,000 | 743,000 | 753,000 | 762,000 |
| Securities available for sale | 2,320,000 | 2,061,000 | 1,565,000 | 808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,848,000 | 64,805,000 | 66,564,000 | 66,216,000 |
| Interest-bearing deposits | 51,421,000 | 51,111,000 | 51,962,000 | 50,309,000 |
| Noninterest-bearing deposits | 14,426,000 | 13,693,000 | 14,602,000 | 15,907,000 |
| Equity capital | 5,728,000 | 5,850,000 | 5,956,000 | 5,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,551,000 | 2,325,000 | 3,124,000 |
| Interest expense | 63,000 | 123,000 | 185,000 | 243,000 |
| Net interest income | 721,000 | 1,428,000 | 2,140,000 | 2,881,000 |
| Noninterest income | 106,000 | 213,000 | 331,000 | 432,000 |
| Noninterest expense | 533,000 | 1,008,000 | 1,525,000 | 2,208,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 40,000 |
| Pretax income | 284,000 | 613,000 | 916,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 613,000 | 916,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,740,000 | 5,845,000 | 5,947,000 | 5,897,000 |
| Total capital | 6,321,000 | 6,419,000 | 6,533,000 | 6,488,000 |
| Risk-weighted assets | 46,382,000 | 45,729,000 | 46,676,000 | 47,096,000 |