Call reports 2012
JONESBURG STATE BANK — 2012
What JONESBURG STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,669,000 | 68,261,000 | 66,222,000 | 69,357,000 |
| Total loans | 51,920,000 | 52,302,000 | 51,736,000 | 51,963,000 |
| Allowance for loan losses | 672,000 | 646,000 | 660,000 | 661,000 |
| Securities available for sale | 1,853,000 | 1,706,000 | 1,602,000 | 1,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,884,000 | 60,001,000 | 60,316,000 | 63,404,000 |
| Interest-bearing deposits | 51,524,000 | 50,574,000 | 50,308,000 | 52,344,000 |
| Noninterest-bearing deposits | 10,359,000 | 9,427,000 | 10,009,000 | 11,060,000 |
| Equity capital | 5,630,000 | 5,591,000 | 5,721,000 | 5,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,652,000 | 2,489,000 | 3,335,000 |
| Interest expense | 126,000 | 246,000 | 358,000 | 462,000 |
| Net interest income | 698,000 | 1,406,000 | 2,131,000 | 2,873,000 |
| Noninterest income | 89,000 | 188,000 | 302,000 | 400,000 |
| Noninterest expense | 516,000 | 952,000 | 1,449,000 | 2,029,000 |
| Provision for loan losses | 16,000 | 32,000 | 48,000 | 64,000 |
| Pretax income | 255,000 | 610,000 | 936,000 | 1,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 610,000 | 936,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,613,000 | 5,568,000 | 5,694,000 | 5,738,000 |
| Total capital | 6,176,000 | 6,121,000 | 6,248,000 | 6,297,000 |
| Risk-weighted assets | 44,925,000 | 44,164,000 | 44,260,000 | 44,600,000 |