Call reports 2011
JONESBURG STATE BANK — 2011
What JONESBURG STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,581,000 | 63,874,000 | 65,043,000 | 64,878,000 |
| Total loans | 49,763,000 | 51,178,000 | 48,765,000 | 49,972,000 |
| Allowance for loan losses | 628,000 | 642,000 | 652,000 | 656,000 |
| Securities available for sale | 1,500,000 | 1,347,000 | 1,357,000 | 1,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,142,000 | 58,116,000 | 59,541,000 | 59,163,000 |
| Interest-bearing deposits | 48,620,000 | 48,870,000 | 49,814,000 | 49,637,000 |
| Noninterest-bearing deposits | 8,522,000 | 9,246,000 | 9,727,000 | 9,526,000 |
| Equity capital | 5,303,000 | 5,605,000 | 5,336,000 | 5,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,674,000 | 2,498,000 | 3,313,000 |
| Interest expense | 166,000 | 315,000 | 457,000 | 585,000 |
| Net interest income | 674,000 | 1,359,000 | 2,041,000 | 2,728,000 |
| Noninterest income | 90,000 | 186,000 | 321,000 | 435,000 |
| Noninterest expense | 531,000 | 1,006,000 | 1,493,000 | 2,038,000 |
| Provision for loan losses | 26,000 | 40,000 | 50,000 | 61,000 |
| Pretax income | 207,000 | 499,000 | 819,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 499,000 | 819,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,300,000 | 5,593,000 | 5,313,000 | 5,558,000 |
| Total capital | 5,847,000 | 6,166,000 | 5,842,000 | 6,102,000 |
| Risk-weighted assets | 43,650,000 | 45,798,000 | 42,194,000 | 43,314,000 |