Call report 2019Q4
USNY BANK — 2019Q4
The 22 measures USNY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,784,000 | USD | evidence → |
| Total loans | 389,020,000 | USD | evidence → |
| Allowance for loan losses | 7,767,000 | USD | evidence → |
| Securities available for sale | 17,029,000 | USD | evidence → |
| Securities held to maturity | 2,824,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,912,000 | USD | evidence → |
| Interest-bearing deposits | 332,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,442,000 | USD | evidence → |
| Equity capital | 46,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,776,000 | USD | evidence → |
| Interest expense | 5,667,000 | USD | evidence → |
| Net interest income | 15,109,000 | USD | evidence → |
| Noninterest income | 1,129,000 | USD | evidence → |
| Noninterest expense | 8,548,000 | USD | evidence → |
| Provision for loan losses | 1,942,000 | USD | evidence → |
| Pretax income | 5,748,000 | USD | evidence → |
| Income tax | 1,122,000 | USD | evidence → |
| Net income | 4,626,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,223,000 | USD | evidence → |
| Total capital | 51,317,000 | USD | evidence → |
| Risk-weighted assets | 404,822,000 | USD | evidence → |