Call report 2015Q4
USNY BANK — 2015Q4
The 22 measures USNY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,688,000 | USD | evidence → |
| Total loans | 229,075,000 | USD | evidence → |
| Allowance for loan losses | 3,358,000 | USD | evidence → |
| Securities available for sale | 10,588,000 | USD | evidence → |
| Securities held to maturity | 700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,579,000 | USD | evidence → |
| Interest-bearing deposits | 190,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,970,000 | USD | evidence → |
| Equity capital | 26,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,967,000 | USD | evidence → |
| Interest expense | 1,592,000 | USD | evidence → |
| Net interest income | 9,375,000 | USD | evidence → |
| Noninterest income | 925,000 | USD | evidence → |
| Noninterest expense | 4,858,000 | USD | evidence → |
| Provision for loan losses | 651,000 | USD | evidence → |
| Pretax income | 4,791,000 | USD | evidence → |
| Income tax | 1,504,000 | USD | evidence → |
| Net income | 3,287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,831,000 | USD | evidence → |
| Total capital | 29,760,000 | USD | evidence → |
| Risk-weighted assets | 233,869,000 | USD | evidence → |