Call report 2014Q4
USNY BANK — 2014Q4
The 22 measures USNY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,251,000 | USD | evidence → |
| Total loans | 189,594,000 | USD | evidence → |
| Allowance for loan losses | 3,076,000 | USD | evidence → |
| Securities available for sale | 8,684,000 | USD | evidence → |
| Securities held to maturity | 333,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,436,000 | USD | evidence → |
| Interest-bearing deposits | 164,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,986,000 | USD | evidence → |
| Equity capital | 19,707,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,298,000 | USD | evidence → |
| Interest expense | 1,418,000 | USD | evidence → |
| Net interest income | 7,880,000 | USD | evidence → |
| Noninterest income | 835,000 | USD | evidence → |
| Noninterest expense | 3,983,000 | USD | evidence → |
| Provision for loan losses | 569,000 | USD | evidence → |
| Pretax income | 4,163,000 | USD | evidence → |
| Income tax | 1,517,000 | USD | evidence → |
| Net income | 2,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,658,000 | USD | evidence → |
| Total capital | 21,986,000 | USD | evidence → |
| Risk-weighted assets | 203,485,000 | USD | evidence → |