Call reports 2008
SOUTH CENTRAL BANK OF BOWLING GREEN, INC. — 2008
What SOUTH CENTRAL BANK OF BOWLING GREEN, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 216,358,000 | 213,957,000 | 211,174,000 | 214,371,000 |
| Total loans | 162,130,000 | 165,989,000 | 169,280,000 | 172,859,000 |
| Allowance for loan losses | 1,865,000 | 1,912,000 | 1,936,000 | 1,959,000 |
| Securities available for sale | 23,388,000 | 24,211,000 | 25,121,000 | 23,700,000 |
| Securities held to maturity | 656,000 | 649,000 | 643,000 | 637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,401,000 | 169,005,000 | 168,272,000 | 171,867,000 |
| Interest-bearing deposits | 151,518,000 | 149,695,000 | 147,969,000 | 153,165,000 |
| Noninterest-bearing deposits | 18,883,000 | 19,310,000 | 20,303,000 | 18,702,000 |
| Equity capital | 21,736,000 | 21,738,000 | 22,410,000 | 22,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,402,000 | 9,509,000 | 12,524,000 |
| Interest expense | 1,467,000 | 2,818,000 | 4,039,000 | 5,204,000 |
| Net interest income | 1,738,000 | 3,584,000 | 5,470,000 | 7,320,000 |
| Noninterest income | 903,000 | 1,721,000 | 2,520,000 | 2,901,000 |
| Noninterest expense | 1,861,000 | 3,743,000 | 5,591,000 | 7,393,000 |
| Provision for loan losses | 34,000 | 49,000 | 95,000 | 234,000 |
| Pretax income | 746,000 | 1,513,000 | 2,304,000 | 2,594,000 |
| Income tax | 257,000 | 520,000 | 791,000 | 893,000 |
| Net income | 489,000 | 993,000 | 1,513,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,463,000 | 22,045,000 | 22,574,000 | 22,706,000 |
| Total capital | 23,377,000 | 24,012,000 | 24,525,000 | 24,722,000 |
| Risk-weighted assets | 153,019,000 | 158,147,000 | 158,717,000 | 161,205,000 |
Machine access — free, no API key
Every figure shown here about SOUTH CENTRAL BANK OF BOWLING GREEN, INC. — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.