Call reports 2005
SOUTH CENTRAL BANK OF BOWLING GREEN, INC. — 2005
What SOUTH CENTRAL BANK OF BOWLING GREEN, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 179,881,000 | 185,714,000 | 182,486,000 | 180,020,000 |
| Total loans | 151,247,000 | 153,568,000 | 154,764,000 | 155,116,000 |
| Allowance for loan losses | 1,784,000 | 1,847,000 | 1,881,000 | 1,777,000 |
| Securities available for sale | 8,095,000 | 8,055,000 | 11,808,000 | 11,150,000 |
| Securities held to maturity | 727,000 | 696,000 | 668,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,272,000 | 151,124,000 | 148,026,000 | 143,717,000 |
| Interest-bearing deposits | 129,409,000 | 132,330,000 | 128,907,000 | 126,424,000 |
| Noninterest-bearing deposits | 15,863,000 | 18,794,000 | 19,119,000 | 17,293,000 |
| Equity capital | 17,671,000 | 18,113,000 | 18,557,000 | 18,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,403,000 | 5,003,000 | 7,719,000 | 10,538,000 |
| Interest expense | 772,000 | 1,666,000 | 2,607,000 | 3,614,000 |
| Net interest income | 1,631,000 | 3,337,000 | 5,112,000 | 6,924,000 |
| Noninterest income | 669,000 | 1,461,000 | 2,285,000 | 2,955,000 |
| Noninterest expense | 1,747,000 | 3,520,000 | 5,270,000 | 7,052,000 |
| Provision for loan losses | 114,000 | 192,000 | 242,000 | 322,000 |
| Pretax income | 439,000 | 1,086,000 | 1,885,000 | 2,505,000 |
| Income tax | 149,000 | 369,000 | 641,000 | 856,000 |
| Net income | 290,000 | 717,000 | 1,244,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,781,000 | 18,163,000 | 18,641,000 | 18,846,000 |
| Total capital | 19,553,000 | 19,988,000 | 20,467,000 | 20,623,000 |
| Risk-weighted assets | 141,741,000 | 145,966,000 | 146,011,000 | 147,138,000 |
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Every figure shown here about SOUTH CENTRAL BANK OF BOWLING GREEN, INC. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.