Call reports 2022
PINE ISLAND BANK — 2022
What PINE ISLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 148,707,000 | 156,508,000 |
| Total loans | 106,479,000 | 112,023,000 |
| Allowance for loan losses | 75,000 | 240,000 |
| Securities available for sale | 24,465,000 | 22,146,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,772,000 | 129,339,000 |
| Interest-bearing deposits | 98,479,000 | 106,668,000 |
| Noninterest-bearing deposits | 22,293,000 | 22,671,000 |
| Equity capital | 22,666,000 | 21,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 1,279,000 | 2,826,000 |
| Interest expense | 78,000 | 169,000 |
| Net interest income | 1,201,000 | 2,657,000 |
| Noninterest income | 67,000 | 128,000 |
| Noninterest expense | 540,000 | 1,153,000 |
| Provision for loan losses | 75,000 | 240,000 |
| Pretax income | 653,000 | 1,392,000 |
| Income tax | 0 | 99,000 |
| Net income | 653,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 11,153,000 | 11,447,000 |
| Total capital | 11,228,000 | 11,687,000 |
| Risk-weighted assets | 92,775,000 | 98,377,000 |