Call reports 2019
PINE ISLAND BANK — 2019
What PINE ISLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 100,778,000 | 103,232,000 | 106,442,000 | 109,290,000 |
| Total loans | 81,241,000 | 87,066,000 | 89,761,000 | 91,334,000 |
| Allowance for loan losses | 952,000 | 977,000 | 1,002,000 | 1,052,000 |
| Securities available for sale | 11,044,000 | 10,807,000 | 9,802,000 | 9,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,817,000 | 82,790,000 | 84,498,000 | 84,182,000 |
| Interest-bearing deposits | 66,251,000 | 68,756,000 | 70,191,000 | 69,821,000 |
| Noninterest-bearing deposits | 13,566,000 | 14,034,000 | 14,307,000 | 14,361,000 |
| Equity capital | 11,262,000 | 11,562,000 | 11,955,000 | 11,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,259,000 | 3,485,000 | 4,726,000 |
| Interest expense | 211,000 | 430,000 | 672,000 | 901,000 |
| Net interest income | 899,000 | 1,829,000 | 2,813,000 | 3,825,000 |
| Noninterest income | 200,000 | 255,000 | 320,000 | 368,000 |
| Noninterest expense | 454,000 | 935,000 | 1,380,000 | 1,942,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 125,000 |
| Pretax income | 620,000 | 1,099,000 | 1,678,000 | 2,141,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 620,000 | 1,098,000 | 1,677,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,943,000 | 10,171,000 | 10,555,000 | 10,432,000 |
| Total capital | 10,824,000 | 11,110,000 | 11,520,000 | 11,423,000 |
| Risk-weighted assets | 70,439,000 | 75,059,000 | 77,124,000 | 79,252,000 |