Call reports 2018
PINE ISLAND BANK — 2018
What PINE ISLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,769,000 | 94,435,000 | 96,178,000 | 104,129,000 |
| Total loans | 72,768,000 | 77,005,000 | 78,745,000 | 82,367,000 |
| Allowance for loan losses | 853,000 | 877,000 | 902,000 | 927,000 |
| Securities available for sale | 11,094,000 | 11,563,000 | 11,243,000 | 10,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,884,000 | 74,669,000 | 76,493,000 | 83,030,000 |
| Interest-bearing deposits | 57,478,000 | 62,297,000 | 64,149,000 | 69,386,000 |
| Noninterest-bearing deposits | 13,406,000 | 12,372,000 | 12,344,000 | 13,644,000 |
| Equity capital | 10,376,000 | 10,858,000 | 10,931,000 | 11,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,951,000 | 3,029,000 | 4,144,000 |
| Interest expense | 137,000 | 278,000 | 443,000 | 632,000 |
| Net interest income | 780,000 | 1,673,000 | 2,586,000 | 3,512,000 |
| Noninterest income | 49,000 | 132,000 | 206,000 | 280,000 |
| Noninterest expense | 439,000 | 908,000 | 1,340,000 | 1,885,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 390,000 | 872,000 | 1,402,000 | 1,832,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 390,000 | 872,000 | 1,401,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,105,000 | 9,587,000 | 9,741,000 | 10,002,000 |
| Total capital | 9,909,000 | 10,454,000 | 10,591,000 | 10,892,000 |
| Risk-weighted assets | 64,244,000 | 69,386,000 | 67,926,000 | 71,136,000 |