Call reports 2017
PINE ISLAND BANK — 2017
What PINE ISLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,669,000 | 90,150,000 | 91,377,000 | 94,664,000 |
| Total loans | 68,504,000 | 72,516,000 | 73,187,000 | 73,320,000 |
| Allowance for loan losses | 804,000 | 803,000 | 828,000 | 853,000 |
| Securities available for sale | 12,711,000 | 12,651,000 | 11,858,000 | 11,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,338,000 | 70,100,000 | 70,959,000 | 74,430,000 |
| Interest-bearing deposits | 57,390,000 | 56,334,000 | 57,454,000 | 60,104,000 |
| Noninterest-bearing deposits | 12,948,000 | 13,766,000 | 13,505,000 | 14,326,000 |
| Equity capital | 10,031,000 | 10,346,000 | 10,570,000 | 10,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,792,000 | 2,728,000 | 3,646,000 |
| Interest expense | 132,000 | 258,000 | 386,000 | 517,000 |
| Net interest income | 739,000 | 1,534,000 | 2,342,000 | 3,129,000 |
| Noninterest income | 45,000 | 102,000 | 186,000 | 231,000 |
| Noninterest expense | 485,000 | 990,000 | 1,409,000 | 1,925,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 299,000 | 646,000 | 1,094,000 | 1,385,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 299,000 | 645,000 | 1,093,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,655,000 | 8,882,000 | 9,128,000 | 9,209,000 |
| Total capital | 9,429,000 | 9,683,000 | 9,934,000 | 10,029,000 |
| Risk-weighted assets | 61,929,000 | 64,052,000 | 64,481,000 | 65,575,000 |