Call reports 2016
PINE ISLAND BANK — 2016
What PINE ISLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,241,000 | 84,890,000 | 89,252,000 | 96,056,000 |
| Total loans | 63,423,000 | 65,660,000 | 69,307,000 | 70,194,000 |
| Allowance for loan losses | 804,000 | 804,000 | 804,000 | 804,000 |
| Securities available for sale | 13,077,000 | 12,512,000 | 12,447,000 | 12,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,708,000 | 63,923,000 | 68,062,000 | 75,415,000 |
| Interest-bearing deposits | 53,303,000 | 52,345,000 | 56,466,000 | 60,721,000 |
| Noninterest-bearing deposits | 11,405,000 | 11,578,000 | 11,596,000 | 14,694,000 |
| Equity capital | 9,640,000 | 9,919,000 | 10,092,000 | 10,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,706,000 | 2,595,000 | 3,491,000 |
| Interest expense | 125,000 | 257,000 | 389,000 | 527,000 |
| Net interest income | 678,000 | 1,449,000 | 2,206,000 | 2,964,000 |
| Noninterest income | 43,000 | 95,000 | 143,000 | 180,000 |
| Noninterest expense | 483,000 | 962,000 | 1,428,000 | 1,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 582,000 | 921,000 | 1,236,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 238,000 | 581,000 | 920,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,051,000 | 8,268,000 | 8,494,000 | 8,703,000 |
| Total capital | 8,775,000 | 9,024,000 | 9,293,000 | 9,501,000 |
| Risk-weighted assets | 57,848,000 | 60,452,000 | 63,896,000 | 63,836,000 |